💰 Mortgage Calculator

Exact payment breakdown. Real-time rates. Know what you can afford before you fall in love with a home.

Loan Details

Home Price

$

Down Payment: 20% — $80,000

3%25%50%

Interest Rate: 7.0%

3%7.5%12%

Loan Term

Property Tax Rate (%/yr)

Annual Insurance ($)

📈 CURRENT MORTGAGE RATES (Apr 2026)

7.1%

30-yr fixed

6.9%

20-yr fixed

6.6%

15-yr fixed

Connect rate API for live updates.

Monthly Payment

$2,654

■ Principal & Interest■ Taxes■ Insurance■ PMI

Principal & Interest$0

Property Taxes$0

Home Insurance$0

PMI$0

Total Monthly$0

Loan Amount$0

Total Interest Paid$0

Total Cost of Home$0

Down Payment Scenarios

💡 ZEUS Affordability Advice